Kasheesh Rewards Program Terms & Conditions

Last updated: July 22, 2025

1. Overview of the Rewards Program

The Kasheesh Rewards Program allows eligible customers to earn cashback rewards on qualifying purchases made using their Kasheesh cards. Participation is subject to these terms and conditions, which Kasheesh may update. The Kasheesh card is issued by Bangor Savings Bank, and Kasheesh, Inc. is the sole provider of the Rewards Program.

2. Earning Rewards

Customers earn Rewards as a percentage of qualifying purchases based on their current Rewards tier, viewable on their dashboard at kasheesh.co.

Rewards are earned on the net amount of qualifying purchases, excluding transaction fees and any portion paid with previously earned Rewards.

Qualifying purchases are transactions that post to the account and exclude returned items, disputed transactions, or other ineligible transactions as determined by Kasheesh.

Kasheesh may award Rewards for additional actions as determined from time to time.

3. Rewards Tiers

The Program features multiple Rewards tiers with higher tiers offering increased cashback rates.

Rewards accrual begins when customers are invited into the rewards program or prompted to activate rewards at sign-up. Any spend in the current quarter prior to invitation does not count toward quarterly spend calculations.

Quarter end dates:

• Q1 starts: 1/1 12:00 PST
• Q1 ends: 3/31 11:59 PST
• Q2 starts: 4/1 12:00 PST
• Q2 ends: 6/30 11:59 PST
• Q3 starts: 7/1 12:00 PST
• Q3 ends: 9/30 11:59 PST
• Q4 starts: 10/1 12:00 PST
• Q4 ends: 12/31 11:59 PST

Tiers are based on total spending using the Kasheesh card during a calendar quarter. At quarter end, a customer’s tier resets and they must requalify based on new quarter spending. Kasheesh reserves the right to modify tier requirements and cashback rates at any time. Current rates are available at kasheesh.co after logging in.

4. Rewards Posting and Availability

Rewards earned on qualifying transactions are available 30 days after the transaction posts, provided it is not returned or disputed.

Rewards are earned relative to quarterly spending. If a return or refund occurs, the quarterly spend amount is reduced accordingly and corresponding Rewards are deducted.

If a Rewards balance becomes negative due to returns or adjustments, customers owe nothing but must accumulate additional qualifying purchases to bring their balance positive before using Rewards for future purchases.

5. Rewards Cap

Customers can earn a maximum of $500 in rewards per quarter. Once $500 in rewards have been earned, no further rewards generate in that quarter, pending reversals or refunds.

Customers who reach their cap may continue earning rewards in the next quarter.

6. Using Rewards

Rewards can be applied only toward future purchases made with a Kasheesh card. Rewards are not redeemable for cash and cannot be transferred, exchanged, or withdrawn as cash or any cash equivalent.

Rewards are applied at the Kasheesh card level. Customers must ensure their card has Rewards enabled to use them. Currently, rewards are available only for redemption on the multi-use card.

If a customer’s account is closed, voluntarily or involuntarily, all unused Rewards are forfeited and the balance is reduced to $0.

7. Returns and Adjustments

If a purchase for which Rewards were earned is returned, corresponding Rewards are deducted from the customer’s balance.

Where a return results in a negative Rewards balance, the customer must earn additional Rewards through future purchases to bring their balance positive before redeeming any Rewards.

8. Account Closure or Suspension

Kasheesh reserves the right to suspend or terminate a customer’s Program participation at any time for any reason, including fraud, abuse, or non-compliance with these terms.

Upon account closure, all remaining Rewards are forfeited and cannot be redeemed or reinstated.

9. Changes to the Program

Kasheesh reserves the right to modify, restrict, or terminate the Rewards Program and its terms at any time without prior notice. This includes changing cashback rates, adjusting tier requirements, modifying qualifying actions, and altering Rewards availability.

10. General

Rewards earned through the Program are promotional and have no monetary value until redeemed.

Participation in the Program constitutes the customer’s acceptance of these terms and conditions.

For questions about the Kasheesh Rewards Program, contact support@kasheesh.co