Big purchases without big debt
Furniture, electronics, travel: combine your cards so no single account takes a hit. Allocate your funds strategically.
How it works · Interactive demo
Behind the scenes of your split.
Move the slider and see our product come to life. Set the amount, drag to split, see the result.
Total payment
$200.00
Chase Sapphire•••• 4242$80.0040%
Amex Gold•••• 8888$70.0035%
Capital One•••• 1234$50.0025%
Total allocated100%
Drag any slider to adjust. The others rebalance automatically.
↓ becomes one card at checkout
The merchant only sees this card.
Your linked cards stay private.
Create your account
No credit check to sign-up · Free to join · 2 minutes avg.
FDIC Insured Sponsor Bank⁴Mastercard®⁴AICPA SOC 2 CertifiedPatent Pending Technology
FDIC Insured Sponsor Bank⁴
Four steps. No surprises.
Use cases
Real people, real spending.
Kasheesh is about control. See how real users split real purchases with Kasheesh to level up their checkout game.
Most Popular
LivePayments trending now.
Rent payments · #1 this month
Splitting one rent payment across up to 5 cards. Even when landlords don’t accept credit directly.
32%
Of all splits
02Big purchases24%Up 2%
03Recurring subscriptions18%Up 6%
Earn on every card, every time
Use the Amex for groceries, Chase for travel, Capital One for everything else. Get points from each card, in one transaction.
Use any card, anywhere
Some merchants don’t accept certain cards, like Amex at Costco. Kasheesh works around that with its own Mastercard⁴ debit card.
Kasheesh vs BNPL¹
“Wait, isn’t Kasheesh another Buy Now Pay Later?”¹ NO!
Kasheesh is often grouped with BNPL¹ because both let you split a payment. But BNPL¹ splits one charge into future debt; Kasheesh splits one charge across cards you already own.
01
The myth
“Kasheesh is another loan I have to pay back.”
The reality
Kasheesh is not a loan. It splits one charge across cards you already own, with no installments and no interest.
02
The myth
“You have to pay hidden fees and late payment penalties.”
The reality
No hidden fees, just one clear transaction fee shown upfront. There are no late fees from Kasheesh, because you aren’t paying anything back. Your linked cards get charged once, and you pay them like you always would.
03
The myth
“You have to pass a hard credit check to sign up.”
The reality
No hard credit pull required to join. Signing up is identity verification only, with zero direct impact on your score.
Buy Now, Pay Later¹ means taking on new debt. Kasheesh combines the money you already have in your wallet, giving you more spending power.
One is a loan. With Kasheesh you’re spending smarter.
The math · What it costs
Splitting a $250 charge
can cost less than a latte.
2% per transaction. Always. Same fee whether you’re splitting $50 or $2,500.
Built to be trusted · Security & trust
A financial product built to win.
Kasheesh isn’t a wallet trick. It’s a regulated payment infrastructure built with FDIC-partner banking, Mastercard⁴ issuance, and bank-grade encryption.
Banking partner
Bangor Savings Bank⁴
Member FDIC · Founded 1852
Card network
Mastercard⁴
100M+ merchants worldwide
Identity verification
Plaid
Read-only · For identity only
Security audit
SOC 2 Type II
Independently audited annually
01
No mandatory credit check.
Joining and using Kasheesh has no direct impact on your credit score. We don't lend money, so there's nothing to underwrite.
02
Your underlying cards stay private.
Merchants only see your tokenized Kasheesh Card number. Underlying cards are never exposed.
03
Refunds redistribute automatically.
If you return something, refunds split back to your funding cards using the same percentages. No reconciliation needed.
04
Patent pending technology.
Kasheesh's multi-card transaction infrastructure is patent pending. Built specifically for this product.
SM
“We built Kasheesh because nobody had figured out how to pay across multiple cards in one transaction. That’s the part that didn’t exist.”
— SAM MILLER, CEO & FOUNDER
Ready to put every card to work?
Quick sign up. No new debt. Just the cards you already have.
Create your account