From applying for a credit card to how you use it to when you pay it off, credit cards majorly impact your credit score in so many ways. So, if you’re thinking about opening a new credit card, here are a few pros and cons to consider for your credit score!

The average person knows to make a minimum payment toward their credit card bill by their monthly due date. For most people, that’s more than enough! At the same time, a lot of perks come with paying off your bill earlier than necessary.

We all know the drill: make that minimum payment on our credit card bill by the due date. Sounds simple, right? But what if we told you there's a bit more magic to be found in the timing? Let's dive into the perks of being a tad proactive with those payments.

If you have loans but no credit card, adding a credit card introduces "revolving credit" to your financial profile. This diversity can demonstrate to lenders your ability to manage various types of credit responsibly.

Financial wellness” is one of those phrases that means different things to different people, so let’s start with our definition.

Setting up an emergency fund is one of the easiest ways to build financial security. Essentially a cash reserve, your emergency fund is meant for unplanned payments and lives outside of regular spending.

Building credit can feel like a catch-22. You need a good credit score to qualify for loans and credit cards – yet you need a loan or credit card to build the score itself. Kasheesh put together five beginner-friendly ways to start building your credit score today. 

From rent and critical expenses to those little retail treats, you've been using Kasheesh for it all.

Our Head of Product Pat Flahive shares about what he learned from 10 years at Capital One and why he left to join Kasheesh

Now, you only need your phone and the internet to split your purchases.

Many Kasheesh customers use our platform for one of two reasons: (1) Maximizing points on their credit card purchases (2) Budgeting their spending more efficiently. In both cases, they quickly realize our single-use digital cards are useful for purchases across the board — not just those big-ticket items.