Credit Score & Cards

October 15, 2024

Explaning what a cash advance is and why you should think twice before turning to it as a financial solution

October 11, 2024

The number of credit cards you should have depends on your income, spending habits, and ability to manage credit responsibly. We've explained how to determine what's right for you.

September 22, 2024

Learn how credit cards make money, how interest payments are calculated, and common misunderstandings about credit card payments.

August 26, 2024

Have you ever had your credit card information stolen? Using a virtual credit card adds an extra layer of security when shopping online.

August 23, 2024

8 essential tips to safeguard your identity and credit: • Implement a Credit Freeze • Use Unique Passwords • Enable 2FA • Shred Documents, and more!

July 14, 2024

Failing to monitor your credit score regularly, missing payment deadlines, maxing out a credit card, and closing credit card accounts are just a few of the typical mistakes that are easily preventable.

July 13, 2024

Regularly checking your credit reports and scores ensures the accuracy of your information. But does checking your credit harm your credit scores? Many people hesitate to obtain their credit reports or check their scores due to fear of damaging their credit ratings.

July 12, 2024

Carrying a credit card balance can negatively affect your credit scores in several ways, and the biggest impact is generally on your credit utilization ratio.

July 11, 2024

You might no longer use your oldest credit card, but before you decide to close it, it’s crucial to understand the potential consequences on your credit score. The increase in your credit utilization rate and the decrease in the average age of your accounts can negatively affect your score.

July 10, 2024

While having a higher income can improve your chances of getting approved for a new credit card, it's not the main factor that's considered, and your income does not directly impact your credit score.

June 18, 2024

The optimal way to pay off multiple credit cards will depend on various factors, such as your current debt levels and what your most urgent financial goals are. Understand how your credit utilization, APR, and balances matter.

June 16, 2024

If you're wondering how to raise your credit score fast, even by 100 points or more, we've listed 7 ways to improve your credit score within a few weeks or months.

June 14, 2024

Credit cards and credit scores are often misunderstood and there are many commonly spread, but incorrect, myths around how these things work. We've debunked nine common misconceptions about credit.

June 11, 2024

Debit vs Credit, what's the difference? Both types of cards offer distinct advantages and drawbacks, we've listed all the Pros and Cons of Debit and Credit cards.

May 7, 2024

Increasing your credit limit can open doors to greater financial opportunities. As a Chase Freedom cardholder, I was eager to boost my credit limit quickly. That's when I discovered Kasheesh, a platform promising personalized strategies to optimize credit limits. In this post, I'll share how Kasheesh helped me achieve a remarkable 300% increase in my Chase Freedom card's credit limit in just one year!

April 3, 2024

As you embark on your career journey, understanding how to master credit is a crucial step toward building a secure financial future. In this guide, we'll explore key strategies that young professionals can adopt to use credit wisely, establish a solid credit foundation, and ensure long-term financial success. Let's dive into the essential principles of credit management for a prosperous financial journey.

September 5, 2023

From applying for a credit card to how you use it to when you pay it off, credit cards majorly impact your credit score in so many ways. So, if you’re thinking about opening a new credit card, here are a few pros and cons to consider for your credit score!

August 22, 2023

If you have loans but no credit card, adding a credit card introduces "revolving credit" to your financial profile. This diversity can demonstrate to lenders your ability to manage various types of credit responsibly.

July 25, 2023

Building credit can feel like a catch-22. You need a good credit score to qualify for loans and credit cards – yet you need a loan or credit card to build the score itself. Kasheesh put together five beginner-friendly ways to start building your credit score today.