Finance Academy

The growing reliance on BNPL services during the holiday season raises critical concerns about its long-term financial impact on consumers.

These eight strategies will help you steer clear of debt while using your credit cards wisely

Two popular debt repayment strategies are the Debt Snowball and Debt Avalanche methods — we've explained how each one works, the pros and cons, and which might be best for you.

'Buy Now, Pay Later' is a term for a short-term installment loan that allows you to split up payments over a few weeks. Learn how BNPL works and the risks and potential benefits of this payment method.

Last month, my cousin Bob told me that he planned to go to Canada to visit his best friend. He complained about how expensive the flights and the hotels were, and that none of his credit cards had enough line of credit to pay right away.

As a software engineer, I'm all about automating tasks to free up time and effort. And let's face it, personal finances are ripe for automation. Between budgeting, tracking expenses, and managing bills, it's easy to get bogged down in tedious chores. That's why I've been on a mission to automate as much of my financial life as possible.

We have all been there. Cutting it close to your credit card monthly max or trying to budget and save when you have expenses or rent coming due. Not only is this stressful, but you feel a sense of embarrassment for even being in this situation. I was so embarrassed once, that I couldn’t even bring myself to ask my parents for help out of pride.

Every quarter for the past five years, we’ve consistently seen one familiar fintech startup after another echoing the same promise: to revolutionize financial management by putting consumer’s money on autopilot.

The average person knows to make a minimum payment toward their credit card bill by their monthly due date. For most people, that’s more than enough! At the same time, a lot of perks come with paying off your bill earlier than necessary.

We all know the drill: make that minimum payment on our credit card bill by the due date. Sounds simple, right? But what if we told you there's a bit more magic to be found in the timing? Let's dive into the perks of being a tad proactive with those payments.

Financial wellness” is one of those phrases that means different things to different people, so let’s start with our definition.