needs Kasheesh
When it comes to splitting payments across multiple cards, Kasheesh offers two powerful tools: the Multi-Use Card and the Single-Use Card.
Both provide flexibility, security, and convenience, but they serve different purposes. If you're wondering which one to use for your purchases, this guide breaks down the key features, similarities, and differences so you can make the best choice.
Understanding the basics
Both of Kasheesh’s digital cards allow you to split a payment between up to five different cards—whether they’re credit, debit, and/or prepaid gift cards.
This allows you to utilize all of your existing credit and funds, manage account balances, avoid maxing out a single card, or combine leftover balances.
However, Kasheesh gives you two ways to do this: Multi-Use Cards and Single-Use Cards. Let’s dive into their differences.
Multi-Use Card: Ideal for most purchases and recurring payments
Key features:
- ✅ Allows splitting a payment across up to five underlying cards.
- ✅ Can be used repeatedly for multiple purchases.
- ✅ Swap out your underlying cards and split allocations anytime.
- 💡 Funds are withdrawn from your selected cards only at the time of purchase.
- 📱 Supports in-person Tap-to-Pay transactions when added to Apple Pay or Google Wallet.
- ❗️ You can only have one active Multi-Use Card at a time (but you can cancel and create a new one as needed).
- 💳 2% service fee per transaction. No sign-up fees, interest fees, or any other hidden costs. (Note: Your underlying cards provided by other card providers may have fees associated with a transaction. Please refer to their account disclosures for details.)
Best for:
- Everyday purchases and shopping.
- Recurring expenses like subscriptions or utility bills.
- Users who want ongoing flexibility and unlimited convenience; no need to re-type in a new card number for each purchase.
- Tap-to-Pay transactions in stores that accept digital wallets.
If you’re unsure which card to use, the Multi-Use Card is generally the recommended choice because of its unparalleled versatility and flexibility.
Single-Use Card: for one-time transactions and extra security
Key Features:
- ✅ Allows splitting a payment across up to five underlying cards.
- ✅ Designed for one-time transactions; card number expires after being used. This can offer extra protection against unwanted charges.
- ✅ Multiple Single-Use Cards can be generated at the same time. However, cards will become inactive and refunded if not used within 2-3 days.
- ❗️ Requires pre-loading the exact amount before the planned purchase; will decline if there is a mismatch.
- ❗️ Funds are withdrawn from your selected cards immediately upon card creation.
- 🚫 Underlying cards or split allocations cannot be changed once your Single-Use Card has been created.
- 🚫 Does not support Tap-to-Pay functionality.
- 💳 2% service fee per transaction. No sign-up fees, interest fees, or any other hidden costs. (Note: Your underlying cards provided by other card providers may have fees associated with a transaction. Please refer to their account disclosures for details.)
Best for:
- Online purchases where you want extra security and full prevention of future unauthorized charges from the merchant (e.g. one-time subscriptions, trials, or limited-time purchases).
While the Multi-Use Card is also completely secure, the Single-Use Card is a great option for users who want to safeguard from any unwanted future charges—just remember that you must preload the exact amount needed for your purchase, or the transaction will decline.
(Note: If you're having trouble with your Single-Use Card declining, just reach out to us here!)
Which Kasheesh card should you use?
- ✅ For flexibility and ongoing use → Choose the Multi-Use Card.
- 🛡️ For maximum security on a one-time purchase → Choose the Single-Use Card.
- 📱 For in-store purchases using Tap-to-Pay → Only the Multi-Use Card supports this.
- ⚔️ For preventing unauthorized future charges from merchants → The Single-Use Card is ideal.
Final thoughts
Both Kasheesh cards provide a smart way to manage your payments and maximize your financial flexibility. Whether you need a reusable payment method for continued use, or a one-time secure transaction, Kasheesh has the right tool for you.
Ready to take control of your spending? Try out Kasheesh’s Multi-Use and Single-Use Cards today and experience seamless payment splitting like never before:
The content on this blog is for general information purposes only, and is not intended to be personal financial advice. It does not take your individual circumstances and financial situation into account, and any reliance you place on the information is at your own risk.
