needs Kasheesh
Have you ever had your credit card information stolen? While EMV chips offer protection for in-person transactions, they sometimes fall short when it comes to securing your information during online purchases.
Dealing with a compromised credit card can be both challenging and nerve-wracking, especially when your entire credit standing might be at risk. Although freezing your credit after a breach is an option, there's a proactive step you can take now to help guard against identity theft.
This is where virtual credit cards come into play: these are short-term, disposable digital cards designed specifically for online or phone transactions. When you use a virtual credit card to make a purchase, the merchant can only see and store the details of the temporary card, not your actual underlying credit card number. This shields your account from exposure in the event of a data breach and provides an extra layer of security for your online activities.
With the rise of browser extensions and mobile apps offering virtual credit cards, it’s easier than ever to stay safe while making online purchases. Below, we explore some of the best virtual credit cards you can add as a Chrome extension, with Kasheesh leading the list for its unique features.
1. Kasheesh: The Ultimate Payment-Splitting Virtual Credit Card
Overview: Kasheesh stands out as the top choice among virtual credit cards, thanks to its innovative approach to managing payments. Unlike other virtual credit cards, Kasheesh allows you to split a single payment across up to five different credit and debit cards.
This feature is a game-changer for those looking to maximize rewards, manage card balances, or simply want to spread out the cost of a large purchase across multiple payment methods.
Key Benefits:
- Payment Flexibility: The ability to split payments across multiple cards is a unique feature that none of the other virtual credit cards offer.
- Enhanced Security: Kasheesh generates a unique virtual card number for each transaction, when you opt to use the Single-Use Card, protecting your actual card details from potential fraud.
- Chrome Extension & Mobile App: Easily add Kasheesh to your Chrome browser for quick access and seamless online shopping, or download the iOS app or Android app.
- Afford more: By splitting payments, you can better manage your card balances and afford more without having to take on new credit lines.
Kasheesh is particularly beneficial for those who use multiple credit cards for different purposes, such as maximizing cash back rewards, earning travel points, or managing debt—it can even be used for splitting rent across multiple credit cards.
2. Privacy.com
Overview: Privacy.com is another choice for those looking to safeguard their financial information while shopping online. It allows users to create virtual cards with set spending limits, which can be tailored to specific merchants or transactions.
Key Benefits:
- Spending Limits: Set limits on each virtual card to control your spending and prevent unauthorized charges.
- Merchant Lock: Lock a card to a specific merchant, ensuring it cannot be used elsewhere, even if compromised.
- Ease of Use: Privacy.com’s Chrome extension makes it simple to generate new cards and manage existing ones directly from your browser.
3. American Express Go: Tailored for Business Use
Overview: American Express provides a virtual credit card service to its customers via American Express Go. Initially created to give businesses a way to extend corporate card access to employees, American Express Go enables you to create a virtual credit card linked to any American Express account. Through the platform, you can also establish spending limits and specify custom time frames for how long the card will stay active.
Key Benefits:
- Employee Spending Control: Businesses can issue virtual cards to employees with preset spending limits, making it easy to manage and track expenses.
- Flexible Usage: Virtual cards can be used for online purchases, subscriptions, or even in-person transactions with mobile wallets.
- Streamlined Expense Management: American Express Go integrates with various expense management tools, simplifying the process of tracking and reporting business expenses.
4. Capital One Eno: Virtual Cards with Real-Time Alerts
Overview: Capital One Eno is a virtual credit card service available to all Capital One credit card holders. To use Eno, the company's virtual assistant, you'll need to sign in to your Capital One account and add the Eno extension to your web browser. Eno works with Edge, Chrome, and Firefox. Once the extension is installed, Eno will automatically appear during checkout and offer to create a virtual card for you.
If you prefer not to install the Eno browser extension, you can generate virtual cards through the Capital One mobile app or directly on the Capital One website
Key Benefits:
- Merchant-Specific Numbers: Eno creates a different virtual card number for each merchant, which you can manage directly through your Capital One account.
- Real-Time Alerts: Eno provides instant alerts for suspicious activities, helping you stay on top of your transactions.
- Ease of Use: Eno’s Chrome extension makes it easy to generate and use virtual cards seamlessly during online checkout.
5. Click to Pay: Simplified and Secure Checkout
Overview: Click to Pay is a universal digital payment method that allows you to use your existing credit and debit cards for secure online transactions. With Click to Pay, you don’t need to create a new virtual card—simply add your existing cards to the service for a faster and more secure checkout process.
Key Benefits:
- Universal Acceptance: Click to Pay is accepted at millions of online merchants, making it a versatile choice for secure payments.
- No New Cards Needed: Use your existing credit and debit cards without needing to generate new virtual card numbers.
- Streamlined Checkout: With Click to Pay, you can check out quickly with just a few clicks, eliminating the need to enter your card details every time.
6. JoomPay: Simple and Secure Virtual Cards
Overview: JoomPay is a straightforward virtual card provider, offering simple and secure virtual cards for everyday online shopping.
Key Benefits:
- Ease of Use: JoomPay’s user-friendly interface makes it easy to generate and manage virtual cards.
- Security Features: Enjoy the peace of mind that comes with using virtual cards for online transactions.
Why Choose a Virtual Credit Card?
Virtual credit cards offer several benefits that make them an excellent choice for online shoppers:
- Enhanced Security: Virtual cards keep your real credit card information safe by using unique card numbers for each transaction.
- Spending Control: Many virtual card providers allow you to set spending limits or lock cards to specific merchants, giving you more control over your finances.
- Convenience: With Chrome extensions and mobile apps, managing your virtual cards is quick and easy, no matter where you are.
Conclusion
If you’re looking to protect your financial information and safeguard yourself against identity theft, virtual credit cards are a valuable tool – and Kasheesh leads the pack with its unique payment-splitting feature. By leveraging one of these tools, you can shop online with confidence, knowing that your financial information is secure.
