needs Kasheesh
Updated on: October 6, 2024 (originally published: August 18, 2024).
You can purchase items on Amazon using various payment methods like debit, credit, prepaid gift cards, and more. However, if you’re trying to use two or multiple cards together for a large order, Amazon doesn't direcly offer this option—but luckily there's a new workaround.
On Amazon’s website it says: “You can split payment between one of the accepted credit or debit cards and an Amazon Gift Card, but you can't split payment among multiple cards.” This can be an issue if your credit limit isn’t high enough, or if you find yourself with a stack of prepaid VISA/Mastercard/AMEX gift cards after the holidays or your birthday, as merchants treat these types of prepaid gift cards like regular credit cards.
Luckily, there are two clever ways around this priblem. Keep reading to learn how to split payments on Amazon.
How to split payments on Amazon [2024 Full Guide]
While Amazon doesn’t give you the option to use multiple or even use two cards for one purchase, there are two solutions that will let you bypass this restriction.
1. Split payments on Amazon across up to five cards
Kasheesh is an innovative third-party payment service that lets you to split your Amazon payment across multiple cards, including credit cards, debit cards, and prepaid gift cards. It works seamlessly with all online retailers, including Amazon.com, by providing a virtual debit card that consolidates the total amount you want to pay across your selected cards.
How it works
- Sign Up for Kasheesh: First, you'll need to create an account with Kasheesh. The process is straightforward and involves linking the cards you intend to use for splitting payments. There is no credit check or approval process involved, you can start using it right away.
- Select Your Cards: Once your account is set up, you’ll choose which cards you want to use for your Amazon purchase. Kasheesh allows you to split the payment between up to five different cards. This can include a mix of credit, debit, and prepaid gift cards.
- Generate a Virtual Card: After selecting your cards, Kasheesh will let you generate a virtual debit card that seamlessly functions as a combination of all the cards you’ve selected. This card is then used to complete your transaction on Amazon.com or in the Amazon app.
- Complete Your Purchase: At Amazon’s checkout, you simply enter the details of the virtual card provided by Kasheesh, just as you would with any other payment card. Amazon processes the transaction as a single payment, while Kasheesh handles the task of instantly distributing the cost across your selected cards.
- Note: Kasheesh offers both a Single-Use Card and Multi-Use Card, but we strongly recommend using the Multi-Use option for your Amazon purchases!
This method is by far the fastest and most convenient way to use multiple payment methods on Amazon, as you only have to set up your cards in your Kasheesh account once and can then use your Kasheesh card to split payments across your cards anytime you want on Amazon or at other retailers.
Want to split payments at other stores? Also consider:
• Can I use multiple cards for one purchase at Walmart?
• How to Use Multiple Visa Prepaid Cards in a Single Purchase
• How to Use AMEX at Costco [2024]
• 7 Apps Like Flex Rent: Split Your Rent Payments [2024]
2. How to split payments on Amazon using Amazon Gift Cards
Here’s another solve: Amazon allows partial payments using an Amazon gift card. So, you can buy Amazon gift cards with all of the cards you would like to split the payment across, and then apply your gift card balance to your order.
Here’s how:
- Go to Amazon and search for "eGift Cards".
- In the “Enter amount” box, input the balance you’d like to charge to your card.
- Select "Email" as the delivery option.
- Enter your email in both the TO and FROM fields.
- Click “Buy Now.”
- Add your card as a payment method.
- Finish the purchase.
Within a few minutes, you should receive an email (check your spam folder if not). It will contain a gift card code and a "Redeem now" button, which will direct you back to Amazon to load it into your account.
Repeat this process for every card you would like to use.
Once you’re ready to make your purchase, Amazon will usually apply the gift card balance automatically. If not, you can check the box that says “Use my Gift Card Balance of $XXX.” You can also manually enter the gift card code in the "Gift cards & promotional codes" box at checkout.
If it’s a shared purchase where you’re splitting the cost with a friend, partner, or roommate, you can simply ask them to buy and send you the Amazon e-gift card for their portion of the cost, and you can then add that gift card during checkout.
While this second method of splitting payments on Amazon is more tedious and time consuming–as it requires you to buy individual gift cards for every card you want to use during every purchase–it can still be a good solution in some situations.
Ready to start splitting your Amazon purchases across up to five cards?
FAQ
Can Amazon split payments?
While Amazon doesn't offer this option at checkout, a nifty workaround is to split the payment with third-party payment service Kasheesh, or by purchasing multiple Amazon gift cards.
How do I split payment between two cards on Amazon?
Amazon lets you split a payment between a credit or debit card and an Amazon gift card, but you can use Kasheesh to split the payment between multiple credit card or VISA/Mastercard gift cards. Another way to get around the limitation is to purchase an Amazon gift card with one of your cards, and then apply your existing Amazon gift card balance to cover part of the total cost. However, using a third-party service like Kasheesh to split the payment between your cards lets you avoid the hassle of purchasing gift cards.
Can I pay with a VISA gift card on Amazon?
Yes, Amazon lets you use prepaid cards for the majority of purchases, but certain restrictions apply. The following restrictions apply to prepaid Visa gift cards: they can't be combined with credit cards on a single order (unless using a third-party service like Kasheesh that lets you combine multiple cards).
Can I use a VISA gift card on Amazon for partial payment?
Yes, you can use one or multiple VISA gift cards on Amazon for partial payment by utilizing a third-party service like Kasheesh to combine up to five VISA gift cards for a single purchase.
Can I pay with a Mastercard gift card on Amazon?
Yes, Amazon lets you use prepaid cards for most purchases but the following restrictions apply to prepaid Visa, MasterCard, and American Express gift cards: they can't be combined with credit cards on a single order.
Does Amazon take Afterpay or Klarna?
Amazon does not directly offer Afterpay or Klarna as payment methods, but for a fee these 'Buy Now Pay Later' services will let you create a one-time card to use at Amazon.
Can I pay installments on Amazon?
Amazon Pay Over Time with Affirm is available as equal monthly payment options during checkout for eligible orders over $50. Non-eligible items include: groceries; prescription medications; vehicles; digital products; "Available soon" items; Amazon.com Gift Cards; Prime subscriptions, Subscribe & Save, and Recurring Delivery orders; or on items with special delivery options selected such as Inside Entryway or Deluxe Delivery and Unpack.
