needs Kasheesh
If you've ever wondered whether you can use two cards or even multiple payment methods for a single purchase at Walmart, you're not alone. While many shoppers would love the flexibility to split payments between multiple cards—whether it's to maximize credit card rewards, use up the remaining balance on a prepaid gift card, or simply spread out the cost of a large purchase among several cards—the truth is that Walmart does not directly offer this option at checkout.
Whether you’re shopping in-store or online, Walmart typically allows only one credit or debit card payment per transaction.
However, there's a solution for those looking to use more than one card during a single Walmart purchase, and that solution is called Kasheesh. This innovative financial service allows you to split your payment between multiple cards, offering the flexibility that Walmart's checkout process lacks. We'll dive into how it works below!
Want to split payments at other stores? Also consider:
• Best Buy Split Payments: Use Two Cards for a Single Purchase
• Can You Do Split Payments on Amazon?
• How to Use Multiple Visa Prepaid Cards in a Single Purchase
How to split payments at Walmart [2024 Full Guide]
Kasheesh is a third-party payment service that enables you to divide your payment across multiple cards, including credit cards, debit cards, and prepaid gift cards. It works seamlessly both at physical stores (using tap-to-pay) and with online retailers, including Walmart.com, by providing a virtual debit card that consolidates the total amount you want to pay across your selected cards.
How it works
- Sign Up for Kasheesh: First, you'll need to create an account with Kasheesh. The process is straightforward and involves linking the cards you intend to use for splitting payments.
- Select Your Cards: Once your account is set up, you can choose which cards you want to use for your Walmart purchase. Kasheesh allows you to split the payment between up to five different cards. This can include a mix of credit, debit, and prepaid gift cards.
- Generate a Virtual Card: After selecting your cards, Kasheesh will let you generate a virtual debit card that seamlessly functions as a combination of all the cards you’ve selected. This card is then used to complete your transaction on Walmart.com or in the Walmart app.
Note: Kasheesh offers both a Single-Use Card and Multi-Use Card, but we recommend using the Multi-Use option for your Walmart purchases! - Complete Your Purchase: At Walmart's checkout, you simply enter the details of the virtual card provided by Kasheesh, just as you would with any other payment card. Walmart processes the transaction as a single payment, while Kasheesh handles the task of instantly distributing the cost across your selected cards.
Benefits of Using Kasheesh at Walmart
- Afford More: Split purchases across multiple cards to be able to utilize your credit cards fully and maximize rewards, regardless of your card's available credit limit.
- Limit Debt Accumulation: If you prefer to pay with your debit card over credit cards, but don't have enough money in your checking account to fund the full purchase, Kasheesh offers an innovative solution to split the purchase between debit and credit: paying as much as you can with debit and only charging what you must to your credit card.
- Manage Your Credit Score: Spread large purchases across multiple cards to avoid maxing out a card or increasing your credit utilization rate.
- Maximizing Rewards: By splitting the payment between different credit cards, you can take advantage of various rewards programs and promotions.
- Using Gift Cards: If you have several prepaid gift cards with small balances, Kasheesh allows you to combine them for a single purchase.
Conclusion
While Walmart does not support split payments between multiple cards directly, Kasheesh offers a simple and effective workaround. By using Kasheesh, you can enjoy the flexibility of splitting your payment between up to five cards when shopping at Walmart.
Whether you're balancing your utilization ratios, maximizing credit card rewards, or using up gift cards, Kasheesh makes it possible to pay exactly how you want, even at retailers like Walmart that don't offer split payments at checkout.
And this convenient hack doesn't just apply to Walmart, with Kasheesh you can split purchases across multiple cards at Amazon, Target, and any other large or small retailer that accepts Mastercard. You can even use Kasheesh to pay with your AMEX at Costco, a retailer which normally exclusively accepts Visa credit cards.
This workaround is a great example of how third-party financial services can enhance your shopping experience and give you greater flexibility with your payments.
FAQ
Can I pay with two cards on Walmart?
Walmart only allows split a payment between one credit or debit card and a Walmart gift card. However, you can get around this limitation by using a third-party service like Kasheesh to split the payment between two or more cards, avoiding the hassle of having to purchase multiple gift cards.
